Disclaimer
Bay Media Publishing and Media Studio operate the Bay Media Rewards Club for the benefit of its readership and advertisers. The information provided on this site is for general informational purposes only and is provided in good faith. Bay Media make no representation or warranty of any kind, express or implied, regarding the accuracy , validity, reliability , availability or completeness of any information on this site. Under no circumstances shall we have any liability to members for any loss or damage of any kind incurred as a result of using this site or reliance of any information provided via the site. Your use of the site and your reliance on any information taken from it, is solely at your own risk.
The companies offering discounts via the Rewards Club each have individual terms and conditions attached to them and Members should satisfy themselves with the suitability of any products and the validity or any discounts as well as any short, medium or long term benefits being offered, before taking them up. To the best of its knowledge the incentives and discounts on offer are genuine and Bay Media accept no responsibility for the quality of advice, products given, nor their suitability to those using them. Members therefore accept full responsibility for any decisions they make when accepting products and services offered and agree to take up any disputes, claims or grievances directly with the providers.
The minimum age for entry is 18. Applicants will be approved at the discretion of Bay Media following the receipt of a paper or electronic application and payment of the annual membership fee. Becoming a member of the Bay Media Rewards Club means that you are entitled to the published discounts and indemnify Bay Media against any claims of any type at any time.
Any and all insurance recommendations taken directly or indirectly from the Bay Media Rewards Club website, will be given by licensed Technical Representatives and provided by Lifestyle Insurance, a registered trade name of Platinum Financial Services Limited, Hong Kong.
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Platinum Financial Services Limited are authorised as an insurance broker company and regulated by the Hong Kong Insurance Authority, with license number FB 1187, to contract General and Long Term Business (including Linked Long Term Business).